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Mar

07

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Why are car insurance rates so high? Written by Schultheiss Insurance on Mar 7, 2017

There are several factors which are driving auto insurance rate increases.

The biggest one is distracted driving. Think texting, Facebook, Twitter, Instagram, Snapchat, email, etc. How often do you see someone in front of you weaving back and forth or driving way below the speed limit? Then you get up close enough and you see they’re looking down at their phone. It’s almost an epidemic.

Another factor is car prices. Not only are the costs of repairs ...

May

03

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Automobile Accident Frequencies Written by Schultheiss Insurance on May 3, 2016

We are constantly asked why it costs so much to insure young drivers. The following table, from the Insurance Insitute for Highway Safety, shows the loss exposure potential for different age groups.


Age..........................Crashes per 1000 Licensed Drivers
16..............................................................190.3
17..............................................................163.2
18..............................................................142.9
19..............................................................127.8
20-24............................................................91.4
30-34............................................................54.7
40-44............................................................43.9
50-54............................................................36.4
60-64............................................................31.3
70+...............................................................32.1

Driving is a process of developing judgement and motor skills. Unfortunately, it is a "learn by doing" process. The figures attest to this in that, as ...

Apr

15

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7 Simple Gas Saving Tips Written by Schultheiss Insurance on Apr 15, 2016

Slow Down: At speeds higher than 55 mph, fuel consumption skyrockets. You can get 20% more mileage driving at 55 than at 70 mph. Varying your speed also makes for poorer gas mileage.

Travel Lightly: Carrying extra pounds in your car wastes gas. Check inside your trunk for items you don't really need to bring along. Unnecessary accessories also add needless weight.

Don't Remain Idle: If your car idles for more than a minute, you're probably ...