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7 Simple Gas Saving Tips

Slow Down: At speeds higher than 55 mph, fuel consumption skyrockets. You can get 20% more mileage driving at 55 than at 70 mph. Varying your speed also makes for poorer gas mileage. Travel Lightly: Carrying extra pounds in your car wastes gas. Check inside your trunk for items you don't really need to bring along. Unnecessary accessories also add needless weight. Don't Remain Idle: If your car idles for more than a minute, you're probably using more gas than if you stop and restart it. For every six ...

Automobile Accident Frequencies

We are constantly asked why it costs so much to insure young drivers. The following table, from the Insurance Insitute for Highway Safety, shows the loss exposure potential for different age groups. Age..........................Crashes per 1000 Licensed Drivers 16..............................................................190.3 17..............................................................163.2 18..............................................................142.9 19..............................................................127.8 20-24............................................................91.4 30-34............................................................54.7 40-44............................................................43.9 50-54............................................................36.4 60-64............................................................31.3 70+...............................................................32.1 Driving is a process of developing judgement and motor skills. Unfortunately, it is a "learn by doing" process. The figures attest to this in that, as the drivers get older and gain more experience, the accident frequency goes down. The accident frequency doesn't ...

Why have insurance premium sky rocketed?

We've all been hit hard by insurance premium increases. Why have they gone so high? There are several factors involved, but the biggest one is inflation. When lumber prices exploded during the COVID pandemic, it's only logical that the cost of building & repairing houses also exploded. Prices have subsided slightly, but they're still higher than pre-pandemic. Inflation also hit auto insurance premiums for the same reason. The cost of car parts have also inceased sharply, so it only makes sense that insurance companies are ...

Rental Car Insurance

WHAT YOU SHOULD KNOW ABOUT CAR RENTAL AND INSURANCE. When someone asks us if their insurance will cover a rental car, our stock answer is that they'll have the same coverages on the rental car as they have on their own car. Then we refer them to this blog. The reason for that is that rental-car contracts have significantly increased the renter’s portion of the risk over the years Here are some costs that they might charge you that won't be covered on your ...